

About Malta
“We felt fully supported at every stage—Emma’s expertise made the residency process smooth and reassuring. We were able to settle in Malta faster than expected.”
Jonathan G.
Living in the heart of Europe is made possible through Malta’s Residency By Investment program. As a full member of the European Union, Malta offers foreign investors a unique opportunity to gain permanent residency in this captivating country.
To attain Maltese residency, candidates must interact with the Residency Malta Agency to satisfy the main requirements. These requisites include the submission of a single-time application fee, engaging in property transactions, and making charitable contributions to a registered NGO in Malta.
Recent changes to the Maltese Golden Visa program include:
The requirement to invest in government bonds (previously €250,000) has been removed.
The minimum real estate investment has been increased: €300,000 in the South of Malta and Gozo and €350,000 in the rest of Malta. These investments must be maintained for at least five years.
The government contribution differs depending on whether you lease or purchase a property: €58,000 for leasing and €28,000 for purchasing.
An administrative fee of €40,000 is required, of which a quarter is payable before approval in principle.
A mandatory €2,000 donation to a Maltese registered NGO or philanthropic organization is required.
Benefits of the Malta Residency Program
Economic Opportunities
Unrestricted Personal and Professional Life
Visa-Free Travel Privileges
Inclusive Family Application
Fully-Integrated English-Speaking Community
A Safe Environment
Access to Renowned Health Care and Education System
Eligibility Criteria for the Malta Residency By Investment Program
These Include:
Residential Property in Malta and Gozo
Despite being small, Malta’s landscapes and environment spheres are highly diverse. This means that it is very easy to find a property that matches individual taste, requirements and lifestyle across various locations around the island both for sale and for rent.The luxury market consists of property types ranging from one to two-bedroom apartments making for an ideal pied-a-terre to more spacious apartments enjoying more bedrooms, terraces as well as penthouses with pool areas and extensive villas enjoying ample outside areas. Traditional properties with character, such as converted farm houses, town houses and palazzos are also widely available and highly demanded due to their unique architectural features.
Commercial Property in Malta and Gozo
The commercial real estate market is also varied in the same way with an extensive range of properties of different layouts and sizes to choose from both for sale and for rent. A variety of offices, showrooms and other commercial premises, often coming fully finished, furnished and licensed are available.
EMMA ZAMMIT LLD also specialises in offering fully serviced office spaces in numerous localities, that are fully supplied with all the necessary office infrastructure and simply ready to walk into and start being productive. This is a cost-effective, highly efficient and flexible alternative.
Luxury Lifestyle Developments around the Maltese Islands
Luxury Lifestyle Developments are consistently popular both for short-term and permanent residences and as rental investments. Residences situated within these developments were carefully planned to enjoy breath taking sea views, cater for modern-day needs such as private parking and security and often come fully finished and furnished to highest quality and designer standards.
Such developments in Malta, including Tigne Point , Fort Cambridge, Portomaso and Pendergardens are mostly situated in the island’s most prominent commercial and activity hubs of Sliema and St. Julian’s. It is good to know that luxury lifestyle developments fall beneath a list of Special Designated Areas (SDAs), highlighting properties that are widely demanded by the foreign market. Foreigners who buy a property located in a SDA will be exempted from special conditions and procedures which might otherwise be applicable.
The Sliema and St. Julian’s area is the location of choice for shopping, dining, nightlife and commercial activity for locals and foreigners alike. Life here is always on the move and any product or service is easily accessible a short walking distance or a phone call away. The capital and administrative city of Valletta is situated close-by and very easily reachable from here.Away from the crowded centre, one still finds a range of apartments to choose from, yet houses of character and villas scattered around Maltese villages and the countryside are highly popular. These property types are ideal for families and a longer-term stay and tend to enjoy total seclusion as well as breathtaking views.