Expert guidance from Emma Zammit, LLD.

Expert guidance from Emma Zammit, LLD.

Malta's Permanent Residence Programme (MPRP)

Malta's Permanent Residence Programme (MPRP)

The Malta Permanent Residence Programme (MPRP) offers a unique opportunity for non-EU nationals to obtain permanent residency in one of Europe’s most attractive destinations. With its rich history, stunning landscapes, and vibrant culture, Malta has become a popular choice for individuals and families seeking a new home. In this guide, we will explore the requirements, application process, benefits, and frequently asked questions regarding Malta permanent residence.

The Malta Permanent Residence Programme (MPRP) offers a unique opportunity for non-EU nationals to obtain permanent residency in one of Europe’s most attractive destinations. With its rich history, stunning landscapes, and vibrant culture, Malta has become a popular choice for individuals and families seeking a new home. In this guide, we will explore the requirements, application process, benefits, and frequently asked questions regarding Malta permanent residence.

The Malta Permanent Residence Programme (MPRP) offers a unique opportunity for non-EU nationals to obtain permanent residency in one of Europe’s most attractive destinations. With its rich history, stunning landscapes, and vibrant culture, Malta has become a popular choice for individuals and families seeking a new home. In this guide, we will explore the requirements, application process, benefits, and frequently asked questions regarding Malta permanent residence.

Starting from Eur 112,000

Starting from Eur 112,000

We’ll respond promptly to your enquiry.

We’ll respond promptly to your enquiry.

Updated with 2025 MPRP new amendments

Updated with 2025 MPRP new amendments

Pathway to Europe.

Pathway to Europe.

Pathway to Europe.

Gain permanent residence in Malta and access to the Schengen area—live, work, and travel freely across Europe.

Gain permanent residence in Malta and access to the Schengen area—live, work, and travel freely across Europe.

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Favorable tax regime.

Favorable tax regime.

Favorable tax regime.

Benefit from Malta’s efficient and investor-friendly tax structure, including no worldwide income tax for residents.

Benefit from Malta’s efficient and investor-friendly tax structure, including no worldwide income tax for residents.

Family inclusion.

Family inclusion.

Include your spouse, children, and parents in a single application for comprehensive family benefits.

Include your spouse, children, and parents in a single application for comprehensive family benefits.

Triangle

Unlock the advantages of life in Malta: a Mediterranean gem with a strong economy, stable legal system, English-speaking population, and excellent quality of life.

Unlock the advantages of life in Malta: a Mediterranean gem with a strong economy, stable legal system, English-speaking population, and excellent quality of life.

Expert assistance for your Malta Permanent Residence Programme application, eligibility assessment, and legal support by Emma Zammit, LLD.

Expert assistance for your Malta Permanent Residence Programme application, eligibility assessment, and legal support by Emma Zammit, LLD.

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About Malta

Malta offers a safe and stable environment with beautiful coastlines, a thriving real estate market, excellent education, and outstanding healthcare. Its EU membership delivers strong residency rights and international business opportunities. Citizens enjoy a warm Mediterranean lifestyle with English as an official language.

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ELIGIBILITY FOR Malta Residency

The MPRP is a reputable residency-by-investment route to reside in Malta permanently.
Applicants must invest in property or government bonds, make donations, and satisfy due diligence.
The process, handled by professionals such as Emma Zammit, LLD, ensures a smooth, transparent application, typically within a few months.

“We felt fully supported at every stage—Emma’s expertise made the residency process smooth and reassuring. We were able to settle in Malta faster than expected.”

Jonathan G.

EU LONG-TERM RESIDENCY

After 5 years of continuous residence in Malta, you will be eligible for the EU Long-Term Residency. This grants you and your family many of the same benefits as the Maltese citizenship.

FUTURE SECURITY

The program includes provisions for your spouse, unmarried and financially dependent children of any age, and parents and grandparents. As per recent reports, you can set up your life in Malta, one of the world's safest countries, an ideal location for a stable and secure life for your family.

Why choose The Malta Residency By Investment Program?

Why choose The Malta Residency By Investment Program?

FUTURE SECURITY

The program includes provisions for your spouse, unmarried and financially dependent children of any age, and parents and grandparents. As per recent reports, you can set up your life in Malta, one of the world's safest countries, an ideal location for a stable and secure life for your family.

How to Qualify For The Malta Residency By Investment Program?

Living in the heart of Europe is made possible through Malta’s Residency By Investment program. As a full member of the European Union, Malta offers foreign investors a unique opportunity to gain permanent residency in this captivating country. 

To attain Maltese residency, candidates must interact with the Residency Malta Agency to satisfy the main requirements. These requisites include the submission of a single-time application fee, engaging in property transactions, and making charitable contributions to a registered NGO in Malta.

Recent changes to the Maltese Golden Visa program include:

  • The requirement to invest in government bonds (previously €250,000) has been removed.

  • The minimum real estate investment has been increased: €300,000 in the South of Malta and Gozo and €350,000 in the rest of Malta. These investments must be maintained for at least five years.

  • The government contribution differs depending on whether you lease or purchase a property: €58,000 for leasing and €28,000 for purchasing.

  • An administrative fee of €40,000 is required, of which a quarter is payable before approval in principle.

  • A mandatory €2,000 donation to a Maltese registered NGO or philanthropic organization is required.

How to Qualify For The Malta Residency By Investment Program?

Benefits of the Malta Residency Program


Living under the Maltese sun comes with many advantages seamlessly entwined into the vibrant fabric of Mediterranean life. As a Malta resident, you’re entering a community that prides itself on quality living, safety, and remarkable experiences.

Economic Opportunities

Malta’s growing economy offers diverse investment and business opportunities, particularly in tourism, real estate, and finance, making it an attractive choice for investors and entrepreneurs.

Unrestricted Personal and Professional Life

Gain complete freedom to reside, work, or obtain an education within the picturesque archipelago of Malta.

 Visa-Free Travel Privileges

Explore the beauty of Europe with visa-free travel throughout the Schengen Area.

Inclusive Family Application

Widen the scope of residency privileges by including all your family members in the application.

Fully-Integrated English-Speaking Community

Seamlessly transition into an English-speaking community, breaking language barriers and adding comfort to your stay in Malta.

A Safe Environment

Experience the tranquillity of living in one of the safest countries, nestled comfortably at the center of the Mediterranean Sea.

Access to Renowned Health Care and Education System

Benefit from top-ranking healthcare services, recognized among the world’s finest by the World Health Organization, and guarantee a superior education for your children within a state-regulated system, providing recognized accreditation accepted across Europe.

Eligibility Criteria for the Malta Residency By Investment Program


The Maltese Residency By Investment program specifies certain qualifications each candidate must meet to attain residency. 

These Include: 

Applicants must be over 18 years oldApplicants should be third-country nationals, i.e., non-EU, non-EEA, and non-Swiss citizensGiven Malta’s adherence to international law, it discourages applications from countries currently under sanctions, based on Agency updates
Prospective applicants should not be beneficiaries under any other applicable regulations or schemes
Applicants should possess sound and regular income sources, ensuring their ability, and that of their dependants, to sustain themselves without depending on Malta’s social assistance system
A capital asset requirement of no less than €500,000, of which a minimum of €150,000 must be composed of financial assets
Applicants need to be fit-and-proper individuals, certified by a clean criminal record Malta’s Residency By Investment Program facilitates an inclusive family application, accepting up to four generations under one application.
This enables extended families to enjoy the myriad benefits of living in the enchanting Mediterranean nation of Malta.

Our Real Eastare Services in Malta

Our Real Eastare Services in Malta

Malta Luxury Real Estate

The luxury real estate sector in Malta has been expanding for several years, particularly in the last decade. The influx of foreigners looking to work, live and looking into investing in Malta created more demand for luxury properties and this sector continues to grow. This is especially evident through the increasing number of luxury property developments around the island, particularly in prime locations such as Sliema and St. Julian’s.EMMA ZAMMIT LLD represents the large and reputable real estate companies and specialises in fully-servicing the high-end residential and commercial real estate market throughout the Maltese Islands, focusing on both property sales and rentals. For this reason, EMMA ZAMMIT LLD are the agency of choice in the local luxury real estate market.

Residential Property in Malta and Gozo

Despite being small, Malta’s landscapes and environment spheres are highly diverse. This means that it is very easy to find a property that matches individual taste, requirements and lifestyle across various locations around the island both for sale and for rent.The luxury market consists of property types ranging from one to two-bedroom apartments making for an ideal pied-a-terre to more spacious apartments enjoying more bedrooms, terraces as well as penthouses with pool areas and extensive villas enjoying ample outside areas. Traditional properties with character, such as converted farm houses, town houses and palazzos are also widely available and highly demanded due to their unique architectural features.

Commercial Property in Malta and Gozo

The commercial real estate market is also varied in the same way with an extensive range of properties of different layouts and sizes to choose from both for sale and for rent. A variety of offices, showrooms and other commercial premises, often coming fully finished, furnished and licensed are available.

EMMA ZAMMIT LLD also specialises in offering fully serviced office spaces in numerous localities, that are fully supplied with all the necessary office infrastructure and simply ready to walk into and start being productive. This is a cost-effective, highly efficient and flexible alternative.

Acquiring Property in Malta and Gozo

When acquiring a property in Malta, particularly if coming from overseas, it is highly suggested to make use of the services of a trusted agent who knows the market well and can readily provide insight and present all the different choices that are on offer.We are the local agent of choice, applying international brand values and standards to their commitment to the local market and their clientele. Other than having an extensive collection of carefully chosen and high quality property listings, the agents are also able to direct their clients with regards to relocating to Malta, retiring in Malta and property tax.

Acquiring Property in Malta and Gozo

When acquiring a property in Malta, particularly if coming from overseas, it is highly suggested to make use of the services of a trusted agent who knows the market well and can readily provide insight and present all the different choices that are on offer.We are the local agent of choice, applying international brand values and standards to their commitment to the local market and their clientele. Other than having an extensive collection of carefully chosen and high quality property listings, the agents are also able to direct their clients with regards to relocating to Malta, retiring in Malta and property tax.

Acquiring Property in Malta and Gozo

When acquiring a property in Malta, particularly if coming from overseas, it is highly suggested to make use of the services of a trusted agent who knows the market well and can readily provide insight and present all the different choices that are on offer.We are the local agent of choice, applying international brand values and standards to their commitment to the local market and their clientele. Other than having an extensive collection of carefully chosen and high quality property listings, the agents are also able to direct their clients with regards to relocating to Malta, retiring in Malta and property tax.

Luxury Lifestyle Developments around the Maltese Islands

Luxury Lifestyle Developments are consistently popular both for short-term and permanent residences and as rental investments. Residences situated within these developments were carefully planned to enjoy breath taking sea views, cater for modern-day needs such as private parking and security and often come fully finished and furnished to highest quality and designer standards.

Such developments in Malta, including Tigne Point , Fort Cambridge, Portomaso and Pendergardens are mostly situated in the island’s most prominent commercial and activity hubs of Sliema and St. Julian’s. It is good to know that luxury lifestyle developments fall beneath a list of Special Designated Areas (SDAs), highlighting properties that are widely demanded by the foreign market. Foreigners who buy a property located in a SDA will be exempted from special conditions and procedures which might otherwise be applicable.

The Sliema and St. Julian’s area is the location of choice for shopping, dining, nightlife and commercial activity for locals and foreigners alike. Life here is always on the move and any product or service is easily accessible a short walking distance or a phone call away. The capital and administrative city of Valletta is situated close-by and very easily reachable from here.Away from the crowded centre, one still finds a range of apartments to choose from, yet houses of character and villas scattered around Maltese villages and the countryside are highly popular. These property types are ideal for families and a longer-term stay and tend to enjoy total seclusion as well as breathtaking views.

Malta Luxury Real Estate

The luxury real estate sector in Malta has been expanding for several years, particularly in the last decade. The influx of foreigners looking to work, live and looking into investing in Malta created more demand for luxury properties and this sector continues to grow. This is especially evident through the increasing number of luxury property developments around the island, particularly in prime locations such as Sliema and St. Julian’s.EMMA ZAMMIT LLD represents the large and reputable real estate companies and specialises in fully-servicing the high-end residential and commercial real estate market throughout the Maltese Islands, focusing on both property sales and rentals. For this reason, EMMA ZAMMIT LLD are the agency of choice in the local luxury real estate market.

Choose one of the two following Real Estate Investment Options:

1. Real Estate Purchase 

Applicants can bolster their investment portfolio by buying a property in Malta. This acquisition must have a market value of at least €300,000 in the South of Malta or Gozo or €350,000 anywhere else in Malta, reinforcing a robust commitment to Malta’s real estate market.

2. Property Lease

As an alternative to purchasing a property, applicants can opt to enter into a rental agreement, which must be held for at least 5 years. This requires a property with an annual rental of €10,000/year in the South of Malta or Gozo or €12,000 for all other parts of Malta.

More details?

Malta Residency FAQs


How much does it cost to get permanent residency in Malta?
Securing permanent residency in Malta through the Maltese Residency by Investment Program costs a total of €420,000 if investors choose to purchase property in Malta (inclusive of all fees bar the property transfer tax, the notary public fee, and the land registry fees associated with buying the property). However, it costs a total of €100,000 plus a €10,000 annual rent agreement for at least 5 years if investors choose to lease a property to gain residency.
What are the benefits of permanent residence in Malta?
Permanent residence in Malta offers several benefits, including visa-free travel within the Schengen Area, access to a high-quality healthcare and education system, and the opportunity to live in a safe, English-speaking community with a vibrant Mediterranean lifestyle. Additionally, Malta’s residency provides potential tax advantages, especially for non-domiciled residents, with favorable conditions for foreign income. This residency also allows for the inclusion of family members, providing them with the same benefits.
How long does the Malta Residency by Investment Program take?
The Malta Residency by Investment Program typically takes 6-12 months. This timeline includes the initial application process, due diligence, property transactions, and the collection of biometric data leading up to the residency permit issuance. However, the exact duration can vary based on individual circumstances and the efficiency of document submissions.
How long do you have to live in Malta to get citizenship?
To qualify for citizenship in Malta through naturalization, you typically need to reside in the country for a minimum of 5 years (1830 days) out of the preceding 6 years, including at least 12 months immediately before the date of application. This residency requirement is part of the overall process, including physical presence in Malta and demonstrating genuine links to the country.
What is the difference between Malta citizenship by investment and residency by investment?
The Malta Citizenship by Investment program requires a higher investment (€600,000 to €750,000), with additional costs for family members and property. It also includes a mandatory donation and offers expedited citizenship. In contrast, the Malta Permanent Residency Program (MPRP) requires a lower investment focused on fund donations, property agreements, and a charitable contribution, leading to permanent residency and potential citizenship eligibility after a five-year residency period

EMMA ZAMMIT LLD

EMMA ZAMMIT LLD

Contact

+(356) 20928210

152/1 Naxxar Road

San Gwann, SGN 9030, Malta

Contact Us:

+(356) 20928210

152/1, Naxxar Road

San Gwan, SGN 9030, Malta